School Fees Calculator
Estimate the total cost of a Nigerian university education including tuition, accommodation, books and living expenses over 4–6 years.
Federal vs State vs Private Comparison & Scholarship Impact
Compare total cost across all university types, and see how partial or full scholarships change the bill.
4–6 Year Cost Projection with Inflation & Loan Modelling
See year-by-year costs with tuition inflation, model part-time income offset, and calculate post-graduation loan repayment.
How to Use This Calculator
Select your university type (federal, state, or private), programme duration in years (typically 4–6), accommodation arrangement, and estimate annual books and materials cost plus monthly feeding expenses. The calculator shows total cost over the full degree programme plus a min-max range based on tuition variation.
Nigerian University Fee Ranges (2026)
| University Type | Annual Tuition | Examples |
|---|---|---|
| Federal University | ₦50,000 – ₦150,000 | UNILAG, UI, OAU, UNIBEN, ABU, FUTA |
| State University | ₦100,000 – ₦300,000 | LASU, RSUST, NOUN, ABUAD (state) |
| Private University | ₦500,000 – ₦3,000,000 | Covenant, Babcock, Landmark, AUN, PAU |
Fees vary widely within each category. STEM and professional programmes (medicine, law, engineering) often attract higher fees than arts and social science programmes. Many private universities also charge separate development levies and facility fees.
Example
4-Year Federal University (Off-Campus Accommodation)
Federal universities remain the most affordable route in Nigeria. Total cost for a 4-year programme at a federal university living off-campus is typically ₦2M–₦4M (2026), compared to ₦8M–₦20M+ at leading private universities.