Startup Cost Calculator

Plan your Nigerian business launch budget by adding all startup expenses — from CAC registration to equipment and initial inventory.

DescriptionAmountCategory
Total Startup Cost
₦2,400,000
Office / Shop Rent (6 months)
₦600,000
Equipment & Machinery
₦500,000
CAC Registration & Legal Fees
₦100,000
Initial Inventory / Stock
₦1,000,000
Marketing & Brand Launch
₦200,000
Extended

Category Breakdown & Industry Benchmarks

See how your startup budget is distributed across categories and compare against Nigerian industry norms

Cost distribution by category across ₦2,400,000 total startup budget

Inventory₦1.0MOffice & Space₦600KEquipment₦500KMarketing₦200KLegal & Compliance₦100K
Inventory₦1,000,00041.7%
Office & Space₦600,00025.0%
Equipment₦500,00020.8%
Marketing₦200,0008.3%
Legal & Compliance₦100,0004.2%
Professional

Runway Calculator & 12-Month Burn Projection

How long will your startup funds last? Model monthly burn rate, projected revenue ramp, and runway before you need more funding

Enter your expected monthly costs and revenue to calculate how long your startup funds will last.

Monthly Burn Rate
Monthly Revenue (Month 1)
Additional Seed Funding
Total Cash (startup + seed)
₦4,400,000
Net Monthly Burn
₦200,000
Runway (months)
22.0 mo
You have 22.0 months of runway. Raise your next round when you have at least 6 months remaining (start conversations 6–9 months before runway ends).

How to Use This Calculator

Edit the pre-filled cost items with your actual estimates, or remove them and add your own. Click Add cost item to include additional startup expenses. The total updates instantly as you type. Use the Remove (×) button to delete items you don't need.

The defaults represent typical costs for a small Nigerian service or retail business. Adjust to match your specific industry and location.

Typical Nigerian Startup Cost Categories

Example

Lagos Food Delivery Startup

Office Rent (6 months)₦600,000
Equipment (computers, bikes, phones)₦500,000
CAC Registration & Legal₦100,000
Initial Stock / Partnerships₦1,000,000
Marketing & App Development₦200,000
Total Startup Cost₦2,400,000

FAQ

CAC (Corporate Affairs Commission) registration costs: Business Name (sole proprietorship/partnership) — ₦10,000–₦30,000 depending on name type. Private Limited Company (Ltd) — ₦15,000–₦50,000 share capital filing fees plus professional fees. If using a lawyer or filing agent, total cost including professional fees is typically ₦100,000–₦300,000 for an incorporated company. The CAC online portal allows self-registration for lower cost.
Nigerian financial advisors recommend 3–6 months of operating expenses as working capital reserves, especially in the startup phase. Most businesses take 6–18 months to reach cash-flow breakeven. Factor in: monthly rent, salaries, utilities, loan repayments, and COGS. In a high-inflation environment like Nigeria, also budget for 10–20% cost escalation on inputs.
Yes, several schemes exist: GEEP (Government Enterprise and Empowerment Programme) — up to ₦350,000 at 0% interest. YouWin Connect — grants for youth entrepreneurs. BOI Youth Entrepreneurship Support — ₦500K–₦5M. NIRSAL MFB Agri-Business — agriculture and food processing. Most require a business plan, CAC registration, and proof of business activity. Competition is fierce — apply to multiple schemes simultaneously.

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